Best Instant Loan Apps (2021) – Pay Day Loan offer!!

If you are looking for any ₹1000 to ₹500000 Loan Offer then you must check the Best Instant Loan Apps list published here in this article. You will get all details about How to apply online on those loan apps and how to avail your Loan offer for a personal loan.

Asking for a personal loan or loan without any collateral to any bank is almost impossible nowadays. There are some small finance banks out there but they take too long to pass your loan. And whenever there is any problem Internet brings a perfectly easy solution to us the Instant Loan Apps for Anybody.

What is the Instant Loan Apps? – How do they Offer Loans?

you can say the instant Loan apps are digital small finance banks that check your Credit Score and Transactions for the last few months and decide your capacity of repaying the loan.

If that app decides you can repay a loan of ₹500000 in a specified time then you will get an instant credit limit of ₹500000. Then the app signs and NACH ECS link with your bank account and your EMI gets automatically deducted from the account.

Instant Personal Loan Apps - Best Loan Offer

This process is so easy for the loan apps because if you do not pay the EMI your bank fine you with ₹500 for a non-sufficient balance.

List of Popular Instant Loan Apps:

Here are some popular 8 Instant Loan apps I have sorted for you that you can download and apply online to avail yourself of your personal loan without any collateral, documents, or Forms. (The table credit goes to:https://www.myloancare.in)

You will not find the Dhani App in the table below:- Get Dhani One Freedom Card 0% Loan offer Here

SR App Name Interest/Year Loan Amount Fees and Charges
1Kreditbee App12.24%₹ 1,000 to ₹ 2 LakhRs. 130 – Rs. 850
2Cashbean App33%₹ 1,500 to ₹ 60,000Up to Rs. 3,000
3Cashe App12%₹ 10,000 to ₹ 2 LakhRs. 500 – Rs. 2250
4NIRA App24%₹ 5,000 to ₹ 1 LakhFlat Rs. 500
5MoneyTap App13%₹ 30,000 to ₹ 5 Lakh2% + GST
6Paysense App15.96%₹ 5,000 to ₹ 5 Lakh2.5% of the loan amount + GST or ₹ 500 + GST (Wh
7Loantap App12%₹ 50,000 to ₹ 10 Lakh2% on loan amount
8Early Salary App24%₹ 8,000 to ₹ 5 LakhRs. 399

Let’s know more about each app and decide what app will suit you best for your Personal Loan offer in the next few months. You just need one mobile number, Email Id, and a Government KYC document that’s it.

Top Pick Loan Offers From Loan Apps:

Among all 8 Apps shown above, there are 3 best apps divided into categories (according to newindianexpress) Check out the Apps divided into different categories below.

  • Best Instant Loan App – PaySense: PaySense is available in more than 40 Indian cities, and is considered as most secure Loan App. Paysense offers you a instant ₹ 5lakh Personal loan with 15.96% Interest with Affordable EMIs and auto-debit and reminders.. Get a hastel free loan whatever is the reason is and pay it back with the rules.
  • Best Budget the Budget Loan App – CASHe: The CASHe is a full-fledged financial services portal that provides Loan credit for EMI shopping, payments, and insurance services to its users. CASHe can provide you an Instant Personal Loan of ₹ 2Lakt based on your Credit limit with 12% Interest rate and fixed reasonable fees for it.
  • Best Low-interest Loan App – MoneyTap: If you are in need with a small loan with not heavy interest then go with Money Tap app Loan offer with just 13% Interest and get ₹30,000 Instant loan. The Process for loan application is so simple just download the app and apply online.
Your Loan offer is ready Apply Now

1. Kreditbee Personal Loan App:

Kreditbee Loan App is an instant loan app that you can use to get an instant personal loan within 24 hours. The Kreditbee App does not require any documents and credit history to get any Loan offer.

You can apply for an instant personal loan from Kreditbee at minimum Interest rates starting at 12.24% per year for a maximum period of 15 Months.

Documents Required: Selfie, KYC Document (Age Verification), Bank Account (for EMI), Address Proof, and Photo ID

Instant Loan App Name Kreditbee
Interest Rate12.24%
Processing Fee₹ 130 to ₹ 850
Loan Tenure Limit3 Months to 15 Months
Loan Amount Limit₹ 1,000 to ₹ 2,00,000
Age Required21 to 45 years

2. Cashbean Personal Loan App:

The Cashbean Loan App also provides you an Instant Personal Loan within 24hrs. You will not be required to submit any kind of collateral or any documents and credit history to get a loan from Cashbean.

You can apply for a personal loan at Cashbean for 33% interest rates and get a maximum tenure of 12 Months.

Documents Required: Selfie, KYC Document (Age Verification), Bank Account (for EMI), Address

Instant Loan App NameCashbean
Interest Rate33%
Processing FeesUp to ₹ 3,000
Loan Tenure Limit3 Months to 12 Months
Loan Amount Limit₹ 1,500 to ₹ 60,000
Age Required21 to 56 years

3. Cashe App Personal Loan App:

The CASHe Loan App provides you an Instant Personal Loan within 24hrs if you need it. When you apply for the loan, you will not be required to submit any kind of collateral or any documents and credit history to get a loan from CASHe.

If the CASHe App approves your loan then you will have to pay the 12% interest rates and get a maximum tenure of 6 Months.

Documents Required: Selfie, KYC Document (Age Verification), Bank Account (for EMI), Address

Instant Loan App Name CASHe
Interest Rate12%
Processing Fee₹ 500 to ₹ 2250
Loan Tenure Limit15 Days to 6 Months
Loan Amount Limit₹ 10,000 to ₹ 2,00,000
Age Required23 to 58 years

4. NIRA App Personal Loan App:

The NIRA Loan App provides you an Instant Personal Loan within 24hrs when you apply. And you will not be required to submit any kind of documents and credit history to sanction your loan from NIRA App.

Also, if the NIRAe App approves your loan then you will have to pay it back with a 24% interest rate and before the tenure of 12 Months.

Documents Required: Selfie, KYC Document (Age Verification), Bank Account (for EMI), Address

Instant Loan App Name NIRA
Interest Rate24%
Processing FeeFlat ₹500
Loan Tenure Limit3 Months to 12 Months
Loan Amount Limit₹ 5,000 to ₹ 1,00,000
Age Required21 to 55 years

5. MoneyTap App Personal Loan App:

The MoneyTap Loan App approves your Loan within 24hrs of your Application time. And you will not be required to submit any kind of documents and credit history to sanction your loan from MoneyTap App.

Also, if the MoneyTap App approves your loan then you will have to pay it back with a 34% interest rate and before the tenure of 36 Months.

Documents Required: Selfie, KYC Document (Age Verification), Bank Account (for EMI), Address

Instant Loan App NameMoneyTap
Interest Rate13%
Processing Fee2% + GST
Loan Tenure Limit2 Months to 36 Months
Loan Amount Limit₹ 30,000 to ₹ 5,00,000
Age Required25 to 55 years

6. Paysense App Personal Loan App:

The Paysense Loan App approves your Loan within 24hrs of your Application time. And you will not be required to submit any kind of documents and credit history to sanction your loan from Paysense App.

Also, if the Paysense App approves your loan then you will have to pay it back with a 15.96% interest rate and before the tenure of 60 Months.

Documents Required: Selfie, KYC Document (Age Verification), Bank Account (for EMI), Address

Instant Loan App name Paysense
Interest Rate15.96%
Processing Fee2.5% of the loan amount + GST
OR ₹ 500 + GST
Loan Tenure Limit3 Months to 60 Months
Loan Amount Limit₹ 5,000 to ₹ 5,00,000
Age Required21 to 60 years

7. Loantap App Personal Loan App:

The Loantap Loan App approves your Loan within 24hrs of your Application time. And you will not be required to submit any kind of documents and credit history to sanction your loan from Loantap App.

Also, if the LoanTap App approves your loan then you will have to pay it back with a 12% interest rate and before the tenure of 60 Months.

Documents Required: Selfie, KYC Document (Age Verification), Bank Account (for EMI), Address

Instant Loan App NameLoantap
Interest Rate12%
Processing Fee2% on loan amount
Loan Tenure Limit6 Months to 60 Months
Loan Amount Limit₹ 50,000 to ₹ 10,00,000
Age Required21 to 60 years

3. Early Salary App Personal Loan App:

The Early Salary Loan App approves your Loan within 24hrs of your Application time. And you will not be required to submit any kind of documents and credit history to sanction your loan from the Early Salary App.

Also, if the Early Salary App approves your loan then you will have to pay it back with a 24% interest rate and before the tenure of 360 Months.

Documents Required: Selfie, KYC Document (Age Verification), Bank Account (for EMI), Address

Instant Loan App NameEarly Salary
Interest Rate24%
Processing Fee₹ 399
Loan Tenure Limit90 Days to 36 Months
Loan Amount Limit₹ 8,000 to ₹ 5,00,000
Age Required21 to 50 years

Final Words on Loan Offer:

Please note the information about Instant personal Loan Offer shared in this article is based on internet research. We do not guarantee it will be 100% correct please do research on your own ask the particular customer care and helpline and then take any action.

Getting Instant loans nowadays is so easy but there are more chances of getting fooled by some companies so be aware and do proper research before applying for any loan.

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